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Small business environmental improvement loans

The MPCA provides loans at zero-percent interest to small businesses for capital equipment purchases that help the company meet or exceed environmental regulations, and covering costs associated with the investigation and cleanup of contaminated sites.


The loan program can be used for clean-ups for contaminated sites or projects that reduce on-site air emissions or waste generation. It’s not intended for projects where energy efficiency is the sole environmental benefit, such as the purchase of vehicles or upgrades of lighting or HVAC systems.

Qualified borrowers must be an existing small business corporation, sole proprietorship, partnership, or association with:

  • less than 100 full-time employees.
  • an after-tax profit of less than $500,000.
  • a demonstrated ability to repay the loan.

Available funds

Loan terms and conditions:

  • loan amount between $1,000 and $75,000
  • interest rate: Zero percent (0%)
  • repayment term up to seven years
  • flexibility in the types of collateral accepted
  • awarded throughout the year

More information

In addition to funding, the Small Business Environmental Assistance program helps small business comply with environmental rules, reduce wastes and emissions, and reduce regulatory obligations.